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Small Business Checking:  Designed for businesses with low account balances and activity.  There is no minimum balance and no monthly maintenance fee.  To avoid activity charges, the account will have fewer the 50 debit (checks and other debits) transaction per month. 

 

Business Service Fees:  There is no monthly maintenance fee.  Activity charge of $.30 per item over 50 in a cycle.

 

Business Value Checking:  Designed for businesses with moderate account balances and activity.  The monthly maintenance fee is waived provided an average balance of $1,500 is maintained.  To avoid activity charges, the account will have fewer than 200 debit (checks and other debits) transactions per month.

 

 Business Service Fees:   There is a monthly maintenance fee of $10.00 and activity charges of $.30 per item over 200 in a cycle.

 

 Business Checking:  Designed for businesses with high account balances and activity.  We calculate an earnings credit based on the collected balance maintained during the month, less a 5.50% reserve.  This credit is used to offset Business Service Fees.

Business Service Fees:  There is a monthly maintenance fee of $10.00, as well as activity charges that are part of the account analysis. 

 

Business Value Checking with Interest:  Designed for sole proprietors, non-profit organizations and municipalities with lower monthly volume that want to earn interest on their checking account balances. The monthly maintenance fee is waived provided a minimum balance of $500 is maintained. To avoid activity charges, the account will have fewer than 300 debit (checks and other debits) transactions per month.

 

Business Checking with Interest:  Designed for sole proprietors, non-profit organizations and municipalities with higher monthly volume that want to earn interest on their checking account balances.  In lieu of an earnings credit, interest is paid on collected account balances to offset Business Service Fees.

 

Business Service Fees:  There is a monthly maintenance fee of $10.00, as well as activity charges that are part of the account analysis.

 

Business Debit Cards:  Access money from your business checking account without writing a check.  Your Heritage Bank Business Debit Card is welcome at places that won't accept checks and faster and easier to use. 

 

For other services and fees, please refer to our current Business Checking Account and Schedule of Fees brochure

                                                                                                                                                                                                                                                                                                               

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