FDIC Deposit Insurance
Heritage Bank is a Member FDIC. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

Heritage Bank has chosen NOT to participate in the FDIC’s Transaction Account Guarantee Program. Our customers with non-interest bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.

For more information on FDIC deposit insurance coverage, ask one of our staff members, or visit the FDIC Internet site at: www.fdic.gov

On October 3, 2008 FDIC deposit insurance temporarily increased
from $100,000 to $250,000 per depositor through December 31, 2009.